Trading Gains & Losses

Short-Term Gains (held <1yr)

Short-Term Losses (held <1yr)

Long-Term Gains (held >1yr)

Long-Term Losses (held >1yr)

Section 1256 Net Gain/Loss (Futures, Index Options)

Enter net gain (positive) or net loss (negative). Futures use 60% long-term / 40% short-term rule.

Your Tax Rates

Ordinary Income Tax Rate

State Tax Rate

Long-Term Capital Gains Rate

Capital Gains Tax Rules for Traders

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Short-Term (Ordinary)

Gains on assets held under 1 year are taxed at your ordinary income rate — typically 22–37%.

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Long-Term (Preferred)

Assets held over 1 year qualify for 0%, 15%, or 20% rates depending on your income.

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Section 1256 (60/40)

Futures and broad-based index options get special 60% long-term / 40% short-term treatment regardless of holding period.

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Net Investment Tax

High earners (MAGI over $200K single / $250K joint) pay an additional 3.8% Net Investment Income Tax on trading gains.

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Trader Capital Gains Tax Calculator